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Innovative Risk Solutions

An independent insurance and risk management agency specializing in group health and welfare benefits.

Our Company

Voldico Insurance

Home & Auto Insurance

Voldico

What We Offer

Innovative Risk Solutions Company is an independent insurance and risk management agency specializing in group health and welfare benefits. Offering more than 25 years of group benefit experience, our focus is on designing benefit plans that are specific to the needs of the client. Through our strategic partnerships, we developed a simple “turn-key” process that allows employers a single source outlet for all their group benefits needs.

We work with all national and local carriers currently available to the general public. However, as an independent broker/consulting firm, we represent you, the client. We are not obligated to any one specific carrier and as such we have the ultimate flexibility as we tailor our plans to meet your specific benefit needs.

The key to our success is well-developed process that starts with our commitment to providing a full audit of each of your existing plans to determine if recommendations are needed on structure, pricing, or both. Information is the key on all levels. Equipped with this information, we will help facilitate changes within your current plan and/or assist with implementing new programs altogether. We will never make a recommendation that does not result in positive outcome for you.

Our diversified approach allows us to access the best carriers and best value-adds across the insurance industry, such as a no-cost employee communications platform, HR database access, and wellness programs.

Benefits Offered

Health (Traditional co-pay, HSA, HRA, and hybrid options)

Fee- Based Insurance Solutions

Long Term Disability

Short Term Disability

Long Term Care

Dental

Vision

Supplemental Benefits (Accident Care, Cancer Security, Critical Illness, Etc.)

Medicare Supplements

401k and Deferred Compensation

Business Succession Planning and Protection

Key Man Insurance

Buy-Sell Agreement Funding Strategies

Contact Us Today

Send us an email and we will get back to you as soon as possiible

Email

Frequently Asked Questions

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What kind of clients do you work with?
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